Fintech & Payments

Talk to me today about how I can support your growth, limit your expenses, increase your turnover, and put you on a solid track to success and profit.

After over a decade of working in the financial industry, I decided to alter my direction and path, by consciously selecting the type of businesses and organisations I work with.

I now share my passion, expertise and experience by helping financial institutions, merchants acquirers, card issuers, large retailers, merchants, vendors and MNOs through fintech and payments consulting.

My services are individually tailored and personalised to meet the needs of each and every particular client. By dedicated my attention to one client at a time, per topic, I am able to offer my 100% focus on providing the best guidance that will meet your needs.

My ramp up direction is designed to challenge your existing business portfolio, give a realistic overview of your business and offer impartial guidance.This can be done either via business and management consultant or finance consultant role.

NB: I don't work with organisations dealing with:

  • Gambling 
  • Adult industry
  • Non-governmental Lotteries
  • Telemarketing 
  • Unethical companies

By carrying out comprehensive consultations I work together with each client to help identify gaps and opportunities, carry out overview and review of existing products and services, and give genuine and authentic advice in situations where particular products or services are no longer profitable.

Simple Method

The result of the exercise is to aid in creating a comprehensive report that includes a project plan with timelines and milestones, a cost analysis, and a schedule. This offers realistic, tangible and measurable action plan. That’s how I ensure your success.


The fact that I was born and raised in Kenya, an emerging market, then later immigrating and working in The Netherlands, I offer a very unique advantage of presenting views and opportunities from both emerging and developed markets.

Business mentors are key—that’s why when it comes to client selection,I am choosy and intentionally selective.


I want to give each of you the time and guidance you deserve.

By empowering your internal teams, you as a company will have enough power and knowledge in-house to take your business forward.

In the long run, saving your organisation future costs associated with hiring external business and management consultant, finance consultant or external experts for fintech and payments consulting

My mission is guiding banks, financial institutions, retailers, acquirers, fintechs, issuers, payment service providers to understand products, rules and regulations with understanding, trust and thoughtfulness. I do this through thought-leadership, keynotes, workshops, strategic planning, training and consultancy.

My Expertise

My services are individually tailored and personalised to meet the needs of each and every particular client.


Payments Related

Services and expertise offered on various payments related sub-topics, products and services. These include, but not limited to:

  • Payments Acceptance & International Acquiring
  • E2E processing
  • Financial Inclusion
  • Remittances
  • Retail bank payments  
  • B2B Payments & Corporate Payments
  • P2P Payments
  • G2P Payments
  • Mobile Payments & Mobile Money
  • Table Banking
  • Payments Card Issuing (Commercial & Consumer)
  • Merchant services  
  • Interchange optimisation
  • Card Scheme Rules & regulations
  • Tokenization, Recurring Billing, E-commerce & M-commerce


Ethical Innovation

The recent years has seen more demand from the society and consumers for financial institutions and banks to show their commitment to sustainable development and responsible finance.

However, there is a considerable gap between the overstated intentions of such institutions on sustainability in CRS reports and the every-day business practice. This is mainly driven by the fact that such organisations continue to try to satisfy the customer’s demand for increasing profitability on the one hand, and higher standards of ethics on the other.

The institutions that focus purely on profit maximisation, have left space for ethical institutions to “fill the gap” by putting in place an innovative business model from the demand side.

My approach is aimed at helping banks, fintechs and financial institutions create and implement business practices that are ethical and sustainable while still remaining profitable and serving the consumer.


Training & Academy Set Up

Knowledge is useless unless shared.

I provide training on different subjects related to fintech & payments industry. I also help companies set up training academies and training materials that have been adopted internally and used as based documents for training.

I work with each client to understand the business needs and the knowledge gaps before creating a training plan. Working with the client, we will decide whether the training will be provided by myself, or in collaboration with other experts, depending on specific needs of each client.


Interim Management

Finding the right person(s) with proper talent and good fit for the company is always a challenge.

My all-round expertise allows me to offer my interim services on leadership & advisory roles for financial institutions.

Interim positions that I fill include:

  • C- level positions 
  • Advisory 
  • Diversity, Equity & Inclusion Roles 
  • Program Management 
  • Product Management & Launch 
  • Trainer

Emerging Markets

Fintech is finding a natural home in emerging markets where traditional banks and insurance services are less established. The growth potential is hard to dispute in emerging markets (EM


Products & Strategy

Fintech & Payments industry evolve at an extremely fast rate, that many providers are not able to stay on top of their game.

Financial institutions are always under pressure to not only find the right talent, but to also design products that meet their consumers' needs at the most affordable, fast and sustainable way.

I work with financial institutions to carry out a review of existing products and services, and help them create product strategy that will allow them to stay ahead of the competition.


Diversity & Profitability

Companies cannot understand and serve a diverse customer base if they don’t have a diverse workforce. Studies have been done that show the correlation between financial performance, profitability and diversity.

My work is to help companies increase their profitability by ensuring that they achieve diversity on: 

  • Customer Diversity 
  • Product Design Team Diversity
  • Workforce Diversity

Book FREE 15 minutes  no  commitment call!

If you would like me to speak at your event; provide any of my services to you; offer mentorship or simply understand my work, then feel free to book a 15 minutes discovery call with me.